Annoying calls

I'd received lots of unknown calls or the number starts with 614...or 913 ...or 303..for almost a week. I decided to answer it yesterday and figured it out it's from World Financial Bank. Uh ha...why it's them again.....The person told me that I have $ 80.27 on my balance if I want to pay it through a phone.... It was totally my nightmare last year when I had a Victoria Secret Angel card. It's really annoying that it charges you something called "third-person purchase" and deducts $12.99 each month without any notice. I didn't even agree to have that service to secure my Angel credit card. When I found that it had been 4 months later. It took me a long time to cancel that whatever service which costs $12.99 per month via either waiting for a representative on line or pressing keys for machine talking. Because it doesn't work when you go to their stores in person; the World Financial Bank is different from V.S. But your account is connected to World Financial Bank. Indeed, this is a problem at V.S. regarding their billing system. I'd learned a lesson that it's easy to apply for a card but it's very very hard to get off a hook.

I can't believe that I got a new balance again this year! Firstly, lots of mystery calls in early mornings or late afternoons without leaving any message. Second of all, you will find out the bill is automatically charged per month plus a late fee. I strongly feel that it's a scam and ridiculous fraud. I spent the whole morning to access at least 4 calls and finally know I have to dispute my bill before closing my Angel card. So frustrating...